Property Insurance

Protect Where Life Happens

Whether you own, rent, or invest, your property is one of your most important assets. We help people across California—and across the U.S.—secure reliable, personalized property insurance for every kind of living space.



From first-time buyers to experienced landlords, we make it easy to find coverage that works for your home, your budget, and your peace of mind.

A family is moving into a new house and playing in the living room.

What We Cover

  • Home Insurance: Protects your home’s structure, belongings, and liability—plus living expenses if you need to relocate after a covered loss.


  • Condo Insurance: Covers the interior of your unit, your belongings, liability, and any gaps not covered by your HOA’s master policy.


  • Renters Insurance: Affordable protection for your personal belongings and liability while renting—even if your landlord already has insurance.


  • Rental Home Insurance: Designed for landlords who own residential properties—covers structure, liability, and loss of rental income.


  • Short Term Rental Insurance: Tailored coverage for Airbnb or vacation rental properties—fills in the gaps between homeowner and platform protections.


  • Landlord Insurance: Covers the unique risks of owning and leasing property—damage, liability, and tenant-related incidents.


  • Affordable Housing Insurance
    Custom coverage for affordable and income-restricted housing developments, including property protection, tenant liability, and regulatory compliance.


Why It Matters

Because Your Property Deserves More Than Basic Coverage

Owning or renting property comes with real responsibility—and real risks. Whether it's a burst pipe, break-in, or liability claim, standard policies don’t always cover everything.



We work with individuals and property owners nationwide to make sure you’re protected from the ground up—with clear terms, smart options, and expert guidance.

FAQ

  • What’s the difference between home insurance & condo insurance?

    Home insurance covers the entire structure, inside and out. Condo insurance typically covers only the interior of your unit and contents—your HOA's policy handles the building’s exterior.

  • Is renters insurance really necessary?

    Yes—your landlord’s policy only covers the building, not your belongings. Renters insurance protects your stuff and provides liability coverage if someone gets hurt in your space.

  • What does landlord insurance include?

    It covers property damage, liability, and loss of rental income. Some policies can also include coverage for tenant-caused damage or legal expenses.

  • How is short term rental insurance different from home insurance?

    Short term rental insurance fills in the coverage gaps for property owners renting through platforms like Airbnb. Standard home policies often exclude business or guest-related incidents.

  • Can I insure multiple rental properties under one policy?

    Yes, in many cases. We’ll help you explore bundling or portfolio options for more efficient and cost-effective coverage.

Get In Touch Today

Protect Your Property Like You Live There—Even If You Don’t

Whether it’s your home, your rental, or your future investment, we’ll help you find property coverage that keeps it protected—without the confusion.