Industrial, Trade & Venue-Based Business Insurance

Coverage Built for the Work You Do

Industrial & trade-based businesses face unique, physical risks every day. Whether you’re managing a restaurant, overseeing construction sites, or running a manufacturing plant, you need insurance that understands how your business really works.



We’re based in San Francisco—but we serve businesses nationwide. No matter where you're located, we provide straight-talking guidance and custom coverage that protects what you’ve built, on-site and beyond.

A man is working on a truck engine in a garage.

What We Cover

  • Auto Repair Shop Insurance: Covers your garage, customer vehicles, tools, employee injuries & liability risks.


  • Bar & Tavern Insurance: Liquor liability, property coverage, employee claims & special event protections.


  • Car Wash Insurance: Protects your equipment, customer vehicles, structures & liability exposure.


  • Farm Owners Insurance: Comprehensive protection for farm structures, operations, crops & workers.


  • Gas Station Insurance: Specialized coverage for fuel sales, convenience retail, and environmental liability.


  • Manufacturing Insurance: Policies for equipment, inventory, business interruption & product liability.


  • Restaurant Insurance: Coverage for dine-in, takeout, food trucks & catering—including property, liability & foodborne illness.

Why It Matters

You Handle the Hard Work—We’ll Handle the Coverage

These businesses face hands-on risks—equipment breakdowns, property loss, third-party injuries, and high liability exposure. That’s why off-the-shelf policies just don’t cut it.


We work closely with tradespeople, venue owners, and operators across the country to identify real-world exposures and build insurance plans that reflect your actual business—not just your industry category.

FAQ

  • Do I need special insurance for running a restaurant or bar?

    Yes. Restaurants and bars often require liquor liability, general liability, and property coverage specific to food service and alcohol-related risks. We’ll help tailor a plan to match your setup.

  • What does manufacturing insurance typically include?

    It often covers equipment, inventory, commercial property, business interruption, and liability related to the products you produce. Additional endorsements may be needed depending on your distribution scale.

  • Is gas station insurance different from regular commercial property coverage?

    Yes. Because of fuel sales and environmental exposures, gas stations require specialized policies that account for tank leaks, fire risk, and regulatory requirements.

  • Can you cover mobile or off-site businesses like food trucks or excavation crews?

    Absolutely. We offer policies that include inland marine coverage for tools & equipment, commercial auto, and general liability that extends beyond a physical location.

  • Do you only serve California businesses?

    Not at all. While we’re based in San Francisco, we provide industrial & trade business insurance to clients across the U.S.—with experience in both local and national operations.

Get In Touch Today

Let’s Find the Right Fit for Your Business

No two trades are the same. Let us help you find coverage that’s built for the real risks your business faces every day—wherever you operate.