Mike McFarlin Insurance
Insurance That Works for Real Life & Real Business
Reliable, relationship-based insurance— located in the Bay Area and serving businesses & families across the country.
Find the protection you need
Insurance Services for Every Need
Whether you're based in California or growing your business in another state, we offer flexible, accessible insurance solutions built around your goals.
We help contractors, retailers, restaurants, and growing companies across the country find smart protection for their property, vehicles, employees & more.
From your car to your condo, we make personal coverage feel personal. We help Californians—and clients in many other states—protect their most valuable assets, simply and confidently.
Real coverage, real people, right here in San Francisco.
A Local Independent Insurance Agency You Can Count On
We’ve served the Bay Area for over 40 years—and now support clients across the U.S. We’re still local at heart, but thanks to digital tools and deep carrier relationships, we bring personal attention and trusted experience to clients in multiple states.

Whether you're near or far, our goal stays the same: provide honest advice, easy-to-understand options, and coverage you can actually feel good about.
Local insight. Personal connection. Proven experience.
Why Work with Our Agency?
When it comes to insurance, peace of mind comes from knowing someone’s in your corner. We bring real-world experience, a no-pressure approach, and a deep understanding of the Bay Area to every policy we write.
Supportive & Straightforward
We're here to simplify—not overwhelm.
Based in San Francisco, Built on Relationships
Proudly local, with the experience to serve anywhere.
Truly Independent
We’re not tied to one carrier. We match you with what actually fits.
Real Experience
From short term rental insurance to workers comp, we’ve done it all.